NormanLane Real Estate | 709-764-3363 | 323 Freshwater Road St. John's NL A1B 1C3

Services

st. john's mortage brokerage

Buying a Home

Buying a home is one of the biggest decisions your will ever make. Landing that perfect property at the best price along with getting the best mortgage terms means you need to stack the odds on your favour. Only NormanLane offers you the industry leading combination professional real estate services with a in-house mortgage broker, all under one roof. No other agency offers you such a mix of professional expertise and service. And that’s just the beginning of the many differences you will experience in choosing NormanLane.

With over 25 years of combined experience in the real estate and mortgage industries, chances are, Mark and Wally have the answers you’re seeking (and a lot more answers to questions you probably haven’t even thought to ask yet).

You will notice the difference right from the start with our Unique Buyers Program that streamlines the entire process of home buying and financing.

  • Before we take you to view properties, NormanLane gains a thorough understanding of your budget, your needs and wants, as well as your expectations of what would constitute your ideal home. At NormanLane, we pride ourselves on staying up to the minute on property availability in local markets. We constantly review neighbourhoods to gather information about new activity, features and developments. We discuss in detail the types of neighbourhoods that are suited to you and your family, your concerns about commutes, schools, amenities and recreation.
  • Before visiting any home, we also provide you with an up-to-date assessment of other properties in the area that have recently sold so we can help you consider list prices versus final sell prices.
  • Unique to NormanLane, we also provide you with a no obligation mortgage consultation which helps educate you on everything you need to know when it comes to choosing the right mortgage for your situation. There are many choices available today and we can show you how choosing the wrong lender and mortgage product can cost you thousands of dollars more than it needs to as the details don’t always reveal themselves when signing on the dotted line. We know how important it is to have choices: sometimes your every-day bank is just not the best choice for your mortgage, even though it does a great job at everything else. We help you wade through your options.

Everything we do is designed to ensure that you beat the odds in buying and financing your new home. That’s the NormanLane advantage!

Reach out to us for a FREE, no obligation consultation and discover the difference for yourself.

mount pearl mortage brokerage

Selling Your Home

Choosing the right agent to sell your home can make the difference between selling your home on your terms or by someone else’s. Make sure you stack the odds in your favour by choosing the real estate sales professionals at NormanLane.

The experience of selling your home with NormanLane is different in many ways:

  • Our sales representatives meet with you in person in your home. We take the opportunity to have an honest discussion concerning what you think your home may be worth, versus what market conditions dictate. We know how to strike a healthy balance between making your home price attractive to buyers and delivering the sale price you feel your property deserves.
  • NormanLane also provides you with a comprehensive comparison report showing comparable home values and sale prices of properties in your area similar to your own. This is one of the many ways we help inform you as to what other buyers will be expecting when viewing your property.
  • Our professional photographer and videographeris available to capture and craft the best features of your home into an engaging and immersive experience for potential buyers online.
  • NormanLane can arrange for professional staging services if required. These talented and resourceful professionals know how to maximize the visual appeal of any space and can be invaluable in prepping your property to present at its very best when selling.
  • NormanLane promotes and markets your property across a variety of different platforms and mediums. We go where the eyes are as we get up to 20,000 We ensure that your property receives the maximum exposure to potential buyers by fully exploiting available promotional assets.
  • We constantly assess your home’s activity in the marketplace and collect opinions and feedback from other agents in the field. We consistently work with you to provide a focused and accurate snapshot of how your home is performing with potential buyers and the marketplace as a whole.

Even if you are not sure if you’re ready to sell, contact NormanLane to get a free market evaluation on your home. We would be happy to answer any questions you may have to make an informed and educated decision whether to enter the market.

With NormanLane at your side, the odds of success are definitely in your favour.

When you are looking for a new home, the odds are that no matter how perfect a house is, there is always room for improvement. The kitchen may be a little dated. Or maybe the bathrooms could use a full makeover.  Many potential buyers often abandon a promising property because they don’t have the extra funds to complete the improvements needed, to make that desirable property perfect for their lifestyles.

With NormanLane’s Purchase Plus Improvement Program, we make the impossible, possible.  By allowing up to $40,000 in renovations to be included in your new mortgage, you can turn the house you like, into a home you can love!

Our Purchase Plus Improvement Program offers you everything you need: Because Mark and Wally work side by side in an industry leading combination of professional real estate and mortgage expertise all from one source, NormanLane. That means not only negotiating the lowest price possible, but also the best mortgage product that combines low rates with favourable terms for your short and long term financial goals.

No other team in Newfoundland is so perfectly aligned to offer you this unparalleled level of seamless continuity and efficiency of service.  Whether it’s small improvements to make things just right or unleashing the hidden potential of a ‘fixer upper’, our Purchase Plus Improvement Program is your gateway to craft your ultimate dream home into a reality.

NormanLane also offers you access to a network of reliable skilled tradespeople able to tackle any renovation/improvement challenges you have. Our recommended contacts come with a solid track record of successful projects at competitive rates, giving you peace of mind in knowing your project is in safe hands.

And probably the biggest bonus of all is that we can advise you how to considerably increase the value of your new home during the planning stage, far beyond the actual dollar value of the improvements. Reach out to us and we can show you how. It will be the smartest decision you will ever make.

Learn more about the how NormanLane can help you beat the odds and craft the home of your dreams without breaking the bank.

Torbay mortage brokerage and real estate services

Purchase Plus Improvement Program

When you are looking for a new home, the odds are that no matter how perfect a house is, there is always room for improvement. The kitchen may be a little dated. Or maybe the bathrooms could use a full makeover.  Many potential buyers often abandon a promising property because they don’t have the extra funds to complete the improvements needed, to make that desirable property perfect for their lifestyles.

With NormanLane’s Purchase Plus Improvement Program, we make the impossible, possible.  By allowing up to $40,000 in renovations to be included in your new mortgage, you can turn the house you like, into a home you can love!

Our Purchase Plus Improvement Program offers you everything you need: Because Mark and Wally work side by side in an industry leading combination of professional real estate and mortgage expertise all from one source, NormanLane. That means not only negotiating the lowest price possible, but also the best mortgage product that combines low rates with favourable terms for your short and long term financial goals.

No other team in Newfoundland is so perfectly aligned to offer you this unparalleled level of seamless continuity and efficiency of service.  Whether it’s small improvements to make things just right or unleashing the hidden potential of a ‘fixer upper’, our Purchase Plus Improvement Program is your gateway to craft your ultimate dream home into a reality.

NormanLane also offers you access to a network of reliable skilled tradespeople able to tackle any renovation/improvement challenges you have. Our recommended contacts come with a solid track record of successful projects at competitive rates, giving you peace of mind in knowing your project is in safe hands.

And probably the biggest bonus of all is that we can advise you how to considerably increase the value of your new home during the planning stage, far beyond the actual dollar value of the improvements. Reach out to us and we can show you how. It will be the smartest decision you will ever make.

Learn more about the how NormanLane can help you beat the odds and craft the home of your dreams without breaking the bank.

mortage brokerage real estate and re-financing services

Re-financing

Like most people, you’ve spent many years paying down your mortgage. But life’s unexpected challenges are always lurking. It can be an unexpected expenditure, some costly upkeep or maintenance issue. Or maybe it’s just developing more square footage in your home for that new family addition. Other times it can be an issue mounting debts that have a habit of creeping out of nowhere. Either way, if you’re starting to fret and stress about how you’re going to manage all of your financial obligations, it may be time to look at refinancing your home and restructuring your debt which will allow you to sleep again.

With over a decade of experience helping thousands of families with home financing and re-financing solutions, Mark Norman can help turns life’s odds in your favour. By using your home’s existing equity we can show you how it is possible to streamline all of your monthly expenses into one convenient low rate payment. It is possible, and we can show you how.

It’s no secret, life has its ups and downs, and the odds are that at some point we all need a little help to figure things out.

Look to The Mark Norman Mortgage Team to deliver you the best option for you.

Contact us today for a FREE, no obligation consultation. We know how to beat the odds.

RentAssist Program newfoundland

RentAssist Program

Simply the best way to rent

As recognized leaders in buying, selling and leasing homes, NormanLane helps our clients to beat the odds and maximize their advantage. Now our RentAssist Program brings that same expertise to rental and income properties.

RentAssist frees you from the hassle. Contact us to learn more or check out our apartment rental guide.

Separation/Divorce mortgage help

Separation/Divorce

If there is one constant in life, it’s change. With most changes, they are small and manageable, something we can work out with a little effort. However when big changes come along, we often look to the steady hand of experience to help guide us through. This is especially true when relationships end and the combined assets of a shared life need to be divided.

Many people in this situation feel their first course of action is to employ legal counsel to achieve a resolution, however, a little up front planning  with a mediator can often devise an amicable solution for both parties. This can save you a lot of legal fees and most importantly, the anguish of having to live through a long drawn out process.

For more than a decade, Mark Norman has been working with clients to help them achieve amicable property and asset division solution at a very sensitive and painful time in their lives. He understands how complicated and challenging it is to end a relationship and sever the many ties that bind that relationship together. It is his goal is to ensure that both parties achieve an equitable resolution and are able to move forward with confidence into a new life.

Change is inevitable. But the uncertainty and stress doesn’t need to be. Shift the odds in your favour. Reach out to the Mark Norman Mortgage Team for a FREE, no obligation consultation.

Let's Talk!
NormanLane Real Estate